Resolve Claims Disputes Fairly

The Insurance Appraisal Process

Listed below is the steps for insurance appraisal process:

1. Invoking the Appraisal Clause: 

When disagreement arises over the claim value, both the policyholder and the insurance company have the right to initiate the appraisal process.

2. Selecting Appraisers: 

Each party chooses their own appraiser. These appraisers should be impartial and competent in assessing the type of loss involved.

3. Appraisers’ Investigation: 

The selected appraisers independently investigate the claim, review damages, costs, and other relevant factors.

4. Attempt at Agreement: 

The appraisers try to agree on the loss amount. If they succeed, the process ends here.

5. Selecting an Umpire:

When the appointed appraisers reach an impasse, they collaborate to choose a neutral third party, known as an umpire, to assist in resolving the dispute. Should the appraisers fail to reach a consensus on selecting an umpire, both the policyholder and insurer have the option to petition the court for the appointment of an impartial third party.

6. Umpire’s Role: 

The umpire reviews the findings of both appraisers. They can decide to do their own findings if necessary.

7. Final Decision: 

The umpire works with the appraisers to reach a final decision. The ultimate resolution is established when at least two out of the three participants (comprising the two appraisers and the umpire) come to a mutual agreement on the settlement terms.

8. Binding Decision: 

The agreed amount is binding on both the policyholder and the insurer, subject to the policy terms and conditions.

Throughout this process, having a skilled and neutral umpire like those at Kaleb Blake Company can ensure that the procedure runs smoothly and fairly for all parties involved.

Advantages of Hiring Kaleb Blake Company as Insurance Umpires in South Carolina

When you hire Kaleb Blake Company as insurance umpires in South Carolina, you can expect:

1. Experience: Our team knows a lot about insurance policies and South Carolina insurance laws.
2. Succinct explanations: We dissect bogus insurance terminologies and processes in plain language.
3. Thorough work: We carefully review all details of the case to ensure nothing is missed.

Get Help with Insurance Appraisals in South Carolina

If you’re dealing with an insurance dispute in South Carolina – whether you’re a policyholder or an insurer, Kaleb Blake Company can help. We offer our services as South Carolina insurance umpires to guide you through the appraisal process.

To get started, you can contact Kaleb Blake Company to discuss your case. We will explain how the appraisal process works and how we can help ensure a fair resolution.

When you’re faced with insurance claim disagreements in South Carolina, having neutral and experienced umpires like the ones from Kaleb Blake Company is crucial. Our aim is simple: to help both policyholders and insurers navigate the appraisal process smoothly and reach a fair resolution based on the facts of each case.